Personal Injury

How to Calculate the Value of Your Personal Injury Claim

Calculating the value of personal injury claims involves assessing various factors like lost wages, emotional suffering, and medical expenses. Everyday costs, such as bills and financial obligations, are tangible expenses. In contrast, emotional turmoil is considered intangible but relevant, and both must be considered when assessing possible compensation for a personal injury claim.

Personal injury claims are as emotional and psychological as financial, so the value must cover every aspect of someone’s losses, making the process complex. Read on for more information on determining value and adequate compensation in a personal injury claim case.

Understanding Personal Injury Claims

When someone is harmed by someone else’s wrongful actions or negligence, that’s grounds for a personal injury claim.

For example, if someone slips and falls at a grocery store because an employee mopped without putting down a warning sign, that could be a personal injury case due to negligence. Or if a patient receives the wrong medication because a healthcare provider forgot to key in the correct medication, causing injury, that would be a personal injury claim due to malpractice.

Compensation could be pursued in both cases, holding the responsible parties financially accountable for damages.

The Key Factors that Affect the Value of Your Claim

Medical costs are the foundation of personal injury value. When someone is hurt by someone else, medical records will show the injury. If that same person is out of work, the value increases for lost wages and loss of earning capabilities. If someone is left depressed, anxious, and traumatized, the value again escalates to cover emotional distress.

Other factors include the long-term effects on the injured person’s quality of life, the degree of negligence or wrongdoing, and the severity of the damage.

Gathering Evidence to Support Your Claim

Wrongdoings rarely go unnoticed, so witness testimonies and police statements provide significant evidence for a personal injury claim. Medical records play a massive role, too, and bills or receipts of medical care are determining factors of value.

When calculating value, an insurance company considers tangible evidence, like medical costs and lost earnings. However, they often overlook intangible evidence, like emotional suffering. Insurance companies aim to minimize payouts, so consulting a personal injury attorney is your best course for the best possible outcome and maximum compensation.

Learn more about the potential value of your personal injury claim by calling Grewer Law for a consultation!

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